Features built for privacy
Every feature is designed with a local-first, privacy-first philosophy. No cloud. No tracking. No compromises.
Your data stays on your device
AES-256 encrypted database. Your data never leaves your device. No accounts, no cloud, no tracking.
- SQLCipher AES-256-CBC encryption
- Platform-native key storage (Keychain, Keystore, DPAPI)
- No analytics, no telemetry, no crash reports
- Biometric authentication (fingerprint/face)
- Full data export and deletion
Privacy Audit
All checks passed
AI that never leaves your phone
AI-powered categorization, semantic search, and financial insights. All running locally on your device.
- Local LLM via Gemma models (no cloud APIs)
- AI tool calling — create transactions, budgets, and goals by asking
- Semantic vector search (finds "coffee" from "Starbucks")
- Natural language financial queries
- Smart auto-categorization
Semantic matches
Starbucks
Today
-$5.50
98% match
Blue Bottle Coffee
Yesterday
-$6.75
95% match
Dunkin' Donuts
3 days ago
-$4.25
91% match
Your finances span borders
Track finances in 7 currencies. Built for NRIs managing money across borders.
- USD, INR, EUR, GBP, JPY, CAD, AUD
- Automatic currency conversion
- Per-transaction currency support
- India + US retirement accounts (401k, EPF, PPF, NPS)
- Consolidated multi-currency net worth
Net Worth
$48,250.00
USD Account
Checking + 401(k)
$32,100
INR Account
PPF + NPS
₹10,50,000
EUR Account
Savings
€3,200
GBP Account
Investment
£1,850
Sync devices. No cloud.
Share expenses and sync devices over your local WiFi. No cloud servers. End-to-end encrypted.
- Direct device-to-device sync
- QR code pairing
- ECDH pairing + HMAC-SHA256 integrity
- Shared expense groups with splits
- Settlement tracking
iPhone 15
Primary
MacBook Pro
Secondary
Import from any bank. No credentials needed.
Import from files and bank messages. CSV, PDF, SMS parsing, and notification capture. No bank credentials needed.
- CSV with customizable column mapping
- PDF bank statement import
- Indian bank SMS parsing (10+ banks)
- Desktop receipt OCR via Tesseract
- Smart duplicate detection
Import Transactions
CSV File
Any bank
PDF Statement
Bank statement
Bank SMS
10+ banks
Receipt
Desktop
3 duplicates detected and skipped
One codebase. Native-first.
Starting on Android and iOS, expanding to Web, Windows, macOS, and Linux. Native performance everywhere.
- Android & iOS available now
- Web, Windows, macOS, Linux coming soon
- Single Flutter codebase
- Native performance (not a web wrapper)
- Offline-first on released native platforms
PocketVault Desktop
PocketVault
Take control of your financial privacy.
Download the finance app that respects your data. Free forever with every feature you need. No account required.