Your money, your data, your device.
The personal finance app that keeps everything on your device. AES-256 encrypted. No cloud. No bank credentials needed. Just you and your finances.
Free forever. Full-featured. No catch.
Total Balance
$12,450.00
Groceries
Today
-$45.80
Salary
Yesterday
+$3,200.00
Starbucks
Yesterday
-$5.50
Everything you need. Nothing you don't.
Full-featured finance tracking with privacy as the foundation, not an afterthought.
Privacy by Design
AES-256 encrypted database. Your data never leaves your device. No accounts, no cloud, no tracking.
Learn moreOn-Device AI
AI-powered categorization, semantic search, and financial insights. All running locally on your device.
Learn moreMulti-Currency
Track finances in 7 currencies. Built for NRIs managing money across borders.
Learn moreP2P Local Sync
Share expenses and sync devices over your local WiFi. No cloud servers. End-to-end encrypted.
Learn moreSmart Import
Import from files and bank messages. CSV, PDF, SMS parsing, and notification capture. No bank credentials needed.
Learn moreTruly Cross-Platform
Starting on Android and iOS, expanding to Web, Windows, macOS, and Linux. Native performance everywhere.
Learn moreYour financial privacy is non-negotiable.
Every major finance app routes your data through cloud servers, shares it with third parties, and requires your bank credentials. PocketVault proves you don't need to sacrifice privacy for powerful features.
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AES-256-CBC encryption via SQLCipher
Your database is encrypted at rest. The key lives in your device's secure enclave (Keychain, Keystore, DPAPI).
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Zero data collection
No analytics, no telemetry, no crash reports. We don't collect your name, email, or any personal information.
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AI that stays on your device
Local LLM inference via Gemma models. Your transactions never leave your phone for AI processing.
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Your data survives anything
No cloud means no company shutdown can take your data. Export anytime to CSV, JSON, or PDF.
Privacy Audit
How PocketVault compares
See why privacy-first doesn't mean feature-second.
| Feature | PocketVault | $109/yr App | $99/yr App | $95/yr App |
|---|---|---|---|---|
| Privacy-first (no cloud) | ||||
| No bank credentials needed | ||||
| On-device AI | ||||
| Annual cost | Free ($12/yr analytics) | $109/yr | $99/yr | $95/yr |
| Works offline | ||||
| Multi-currency | 7 currencies | Limited | Limited | |
| Cross-platform | All platforms (Android, iOS, Win, Mac, Linux, Web) | Web + Mobile | Web + Mobile | iOS/Mac only |
| AES-256 encryption | ||||
| P2P sync (no server) | ||||
| SMS/OCR/PDF import | ||||
| Encrypted backup & restore | ||||
| Full loan & debt tracking with interest | Goals only |
Full-featured. Free forever.
No ads. No data selling. Every feature you need, at no cost.
Free
Free forever
Everything you need to track, budget, and understand your money. No asterisks.
- Full financial tracking (budgets, goals, investments, loans, bills, net worth)
- On-device AI chat & natural language queries
- AI auto-categorization & semantic search
- Multi-currency (USD, INR, EUR, GBP, JPY, CAD, AUD)
- Custom categories, tags & split transactions
- Budget rollover & bill reminders
- P2P sync — share with family, no cloud
- All current imports (CSV, PDF, SMS, bank notifications, desktop OCR)
- SQLCipher encryption & biometric auth
- Backup, restore & PDF export
- Android and iOS now; desktop and web as released
Premium
per year — founding member price, locked in forever
See the bigger picture.
- Everything in Free, plus:
- Advanced reports & spending trends
- Year-over-year comparisons
- Income vs expense analysis
- AI spending forecasts & anomaly detection
- Net worth history timeline
- Recurring transaction auto-detection
- Home screen widgets
- Enhanced investment analytics
Supporter
one-time payment — yours forever
Back the mission. Get premium forever.
- Everything in Free + Premium
- Lifetime premium access (every feature, forever)
- Early access to in-progress features
- Supporter badge in your profile
- Priority feature requests
Free forever. Premium analytics from $12/yr. See full pricing details →
Available everywhere
Take control of your financial privacy.
Download the finance app that respects your data. Free forever with every feature you need. No account required.